Through a method known as credit piggybacking, Atlantic Financial inputs positive information into your credit report which drastically improves your credit score rapidly. You will receive the amazing benefit of having that particular tradeline “copied and pasted” on to your credit report. This extreme increase in the limit to balance (utilization) ratio and overall average age of the revolving accounts on your credit report gives you the biggest possible FICO® score boost in 45 days or less!